ACA Cliff Calculator

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By Vitality Press Editorial

Updated

Independent editorial team. Every numeric claim cites a primary source — IRS / agency publication, federal or state statute, or controlling case law.

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Corrections & factual errors

Email hello@acacliff.comwith the page URL, the disputed claim (premium tax credit math, MAGI rules, FPL thresholds, etc.), and a primary source if you have one (IRS publication, healthcare.gov page, state marketplace guidance). Confirmed corrections bump the “Last updated” date on the affected page and are noted in our internal editorial log.

Privacy requests

For GDPR, CCPA, or other privacy requests, email hello@acacliff.com with “Privacy request” in the subject line. See the Privacy Policy for what data we do and do not collect. The calculator runs entirely in your browser and we do not maintain user accounts, so in most cases we hold no personal data identifiable to you.

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For press inquiries, embed licensing, content syndication, or partnership questions, email hello@acacliff.com with a brief description and your timeline.

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For sponsorship inquiries or to report an ad-related issue (broken creative, policy violation, malware), email hello@acacliff.comwith “Advertising” in the subject line and the page URL.

What we cannot help with

We do not provide tax, insurance, or financial advice. We cannot review your specific marketplace application, recommend a plan, or advise on whether to take a Roth conversion or HSA contribution to manage MAGI. For those questions, please consult a licensed tax professional, CPA, enrolled agent, or licensed insurance broker. See the Disclaimer for more.