CA
California
$62,600 cliff threshold (HH=1) · SBM
California's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
ACA subsidy cliff by state
Popular
NY
New York
$62,600 cliff threshold (HH=1) · SBM
New York's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
TX
Texas
$62,600 cliff threshold (HH=1) · FFM
Texas's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
FL
Florida
$62,600 cliff threshold (HH=1) · FFM
Florida's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
IL
Illinois
$62,600 cliff threshold (HH=1) · SBM
Illinois's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
PA
Pennsylvania
$62,600 cliff threshold (HH=1) · SBM
Pennsylvania's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
OH
Ohio
$62,600 cliff threshold (HH=1) · FFM
Ohio's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
GA
Georgia
$62,600 cliff threshold (HH=1) · SBM
Georgia's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
NC
North Carolina
$62,600 cliff threshold (HH=1) · FFM
North Carolina's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MI
Michigan
$62,600 cliff threshold (HH=1) · FFM
Michigan's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
NJ
New Jersey
$62,600 cliff threshold (HH=1) · SBM
New Jersey's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
VA
Virginia
$62,600 cliff threshold (HH=1) · SBM
Virginia's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
WA
Washington
$62,600 cliff threshold (HH=1) · SBM
Washington's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
AZ
Arizona
$62,600 cliff threshold (HH=1) · FFM
Arizona's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MA
Massachusetts
$62,600 cliff threshold (HH=1) · SBM
Massachusetts' 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MD
Maryland
$62,600 cliff threshold (HH=1) · SBM
Maryland's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
CO
Colorado
$62,600 cliff threshold (HH=1) · SBM
Colorado's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MN
Minnesota
$62,600 cliff threshold (HH=1) · SBM
Minnesota's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
OR
Oregon
$62,600 cliff threshold (HH=1) · SBM-FP
Oregon's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
WI
Wisconsin
$62,600 cliff threshold (HH=1) · FFM
Wisconsin's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
All other states
AL
Alabama
$62,600 cliff threshold (HH=1) · FFM
Alabama's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
AK
Alaska
$78,200 cliff threshold (HH=1) · FFM
Alaska's 400% FPL subsidy cliff in 2026 is $78,200 (single) / $160,760 (family of 4) — higher than the contiguous 48 states because Alaska uses its own elevated federal poverty guidelines.
AR
Arkansas
$62,600 cliff threshold (HH=1) · SBM-FP
Arkansas's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
CT
Connecticut
$62,600 cliff threshold (HH=1) · SBM
Connecticut's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
DE
Delaware
$62,600 cliff threshold (HH=1) · FFM
Delaware's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
DC
District of Columbia
$62,600 cliff threshold (HH=1) · SBM
The District of Columbia's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
HI
Hawaii
$71,960 cliff threshold (HH=1) · FFM
Hawaii's 400% FPL subsidy cliff in 2026 is $71,960 (single) / $147,920 (family of 4) — higher than the contiguous 48 states because Hawaii uses elevated federal poverty guidelines.
ID
Idaho
$62,600 cliff threshold (HH=1) · SBM
Idaho's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
IN
Indiana
$62,600 cliff threshold (HH=1) · FFM
Indiana's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
IA
Iowa
$62,600 cliff threshold (HH=1) · FFM
Iowa's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
KS
Kansas
$62,600 cliff threshold (HH=1) · FFM
Kansas's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
KY
Kentucky
$62,600 cliff threshold (HH=1) · SBM
Kentucky's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
LA
Louisiana
$62,600 cliff threshold (HH=1) · FFM
Louisiana's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
ME
Maine
$62,600 cliff threshold (HH=1) · SBM
Maine's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MS
Mississippi
$62,600 cliff threshold (HH=1) · FFM
Mississippi's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MO
Missouri
$62,600 cliff threshold (HH=1) · FFM
Missouri's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
MT
Montana
$62,600 cliff threshold (HH=1) · FFM
Montana's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
NE
Nebraska
$62,600 cliff threshold (HH=1) · FFM
Nebraska's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
NV
Nevada
$62,600 cliff threshold (HH=1) · SBM
Nevada's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
NH
New Hampshire
$62,600 cliff threshold (HH=1) · FFM
New Hampshire's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
NM
New Mexico
$62,600 cliff threshold (HH=1) · SBM
New Mexico has the most aggressive 2026 ACA subsidy backfill of any state.
ND
North Dakota
$62,600 cliff threshold (HH=1) · FFM
North Dakota's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
OK
Oklahoma
$62,600 cliff threshold (HH=1) · FFM
Oklahoma's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
RI
Rhode Island
$62,600 cliff threshold (HH=1) · SBM
Rhode Island's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
SC
South Carolina
$62,600 cliff threshold (HH=1) · FFM
South Carolina's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
SD
South Dakota
$62,600 cliff threshold (HH=1) · FFM
South Dakota's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
TN
Tennessee
$62,600 cliff threshold (HH=1) · FFM
Tennessee's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
UT
Utah
$62,600 cliff threshold (HH=1) · FFM
Utah's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
VT
Vermont
$62,600 cliff threshold (HH=1) · SBM
Vermont's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
WV
West Virginia
$62,600 cliff threshold (HH=1) · FFM
West Virginia's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).
WY
Wyoming
$62,600 cliff threshold (HH=1) · FFM
Wyoming's 400% FPL subsidy cliff in 2026 is $62,600 (single) / $128,600 (family of 4).